Classic banana bread meets a creamy twist in this Cream Cheese Banana Bread recipe. Perfect for breakfast, brunch, or dessert, this delightful loaf features a rich cheesecake filling that complements the sweetness of ripe bananas. Whether you’re looking to impress guests or simply enjoy a comforting treat at home, this recipe is sure to satisfy. It’s easy to make and irresistible in flavor, making it a fantastic addition to any occasion.
Why You’ll Love This Recipe
- Deliciously Creamy: The cream cheese filling adds a rich and smooth texture that elevates traditional banana bread.
- Perfect for Overripe Bananas: Don’t let those ripe bananas go to waste! This recipe is an ideal way to use them up.
- Versatile Serving Options: Enjoy it warm with butter, as a dessert with ice cream, or even toasted for breakfast.
- Easy to Make: With straightforward steps, even beginner bakers will find success with this recipe.
- Great for Sharing: Bake two loaves and share one with friends or family; it’s perfect for gatherings and gifts.
Tools and Preparation
Gathering the right tools will ensure your baking experience goes smoothly. Here’s what you need:
Essential Tools and Equipment
- Loaf pans (9×5-inch)
- Mixing bowls
- Electric mixer or whisk
- Measuring cups and spoons
- Spatula
Importance of Each Tool
- Loaf pans: Ensure even baking and help achieve the classic shape of banana bread.
- Mixing bowls: Allow for easy mixing of ingredients without spilling.
- Electric mixer or whisk: Helps achieve a smooth batter quickly and easily.
- Spatula: Perfect for scraping down the sides of bowls and ensuring all ingredients are well combined.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
Ingredients:
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread Batter
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Spray two 9×5-inch loaf pans with nonstick cooking spray to ensure easy release after baking.
Step 2: Prepare the Cream Cheese Mixture
- In a mixing bowl, beat together the cream cheese and granulated sugar until smooth.
- Add in one egg and vanilla extract; beat until fully combined.
- Mix in one tablespoon of flour until incorporated. Set this mixture aside.
Step 3: Make the Banana Bread Batter
- In a large bowl, mash the ripe bananas using a fork or potato masher until smooth.
- Stir in the melted butter and both sugars until well combined.
- Beat in two eggs, vanilla extract, and sour cream until everything is mixed well.
Step 4: Combine Dry Ingredients
In another bowl, whisk together the flour, baking soda, and baking powder. Gradually add this dry mixture to the wet ingredients from Step 3, mixing just until incorporated.
Step 5: Assemble in Pans
Pour two cups of banana bread batter into each prepared loaf pan. Top each pan evenly with the cream cheese mixture before adding the remaining banana batter on top.
Step 6: Bake
Bake in preheated oven for 50-55 minutes or until a toothpick inserted into the center comes out clean with moist crumbs attached. Allow it to cool completely before serving.
Enjoy your homemade Cream Cheese Banana Bread!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delightful treat that can be enjoyed in various ways. Whether as a breakfast option or an afternoon snack, here are some serving suggestions to elevate your experience.
Toasted with Butter
- Lightly toast slices of the banana bread and spread a pat of butter on top for a warm, rich flavor.
With Fresh Fruit
- Serve alongside a mix of fresh berries or sliced bananas for a refreshing contrast to the creamy texture.
Drizzled with Honey
- Add a drizzle of honey over warm slices to enhance the sweetness and provide a lovely glaze.
Paired with Coffee
- Enjoy with a cup of coffee or tea for a comforting morning or afternoon break.
As a Dessert
- Serve warm with a scoop of vanilla ice cream for an indulgent dessert option that’s sure to impress.
How to Perfect Cream Cheese Banana Bread
Perfecting your Cream Cheese Banana Bread takes only a few simple tweaks. Here are some tips to ensure your banana bread turns out delicious every time.
- Use Ripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be.
- Room Temperature Ingredients: Ensure all wet ingredients like cream cheese and eggs are at room temperature for better mixing and texture.
- Don’t Overmix: Mix until just combined to avoid dense bread. A few lumps are okay!
- Check for Doneness: Use a toothpick inserted into the center; it should come out with moist crumbs, not wet batter.
- Cool Completely: Let the bread cool in the pan before transferring it to prevent it from breaking apart.
- Store Properly: Keep wrapped tightly in plastic wrap at room temperature for up to 3 days or freeze for longer storage.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread pairs well with many side dishes. Here are some great options that complement its flavors beautifully.
- Greek Yogurt: A scoop of plain or flavored Greek yogurt adds creaminess and tang, balancing the sweetness of the bread.
- Mixed Nuts: Serve a handful of mixed nuts for added crunch and protein, enhancing the overall snack experience.
- Fruit Salad: A light fruit salad can provide freshness, making it an excellent accompaniment to your banana bread.
- Granola: Crunchy granola sprinkled over yogurt can add texture and flavor when served alongside banana bread.
- Smoothie Bowl: A smoothie bowl filled with fruits and nuts can create a wholesome meal when paired with banana bread.
- Chia Pudding: Chia pudding offers health benefits and pairs well with sweet treats like banana bread, adding an interesting texture contrast.
Common Mistakes to Avoid
Making Cream Cheese Banana Bread can seem simple, but there are a few common pitfalls that could affect your results.
- Bold choice of bananas: Using underripe bananas will lead to a lack of sweetness and flavor. Always use ripe or overripe bananas for the best taste.
- Bold cream cheese temperature: Using cold cream cheese can create lumps in your filling. Make sure it is at room temperature to ensure a smooth mixture.
- Bold mixing method: Overmixing your batter can make the bread tough. Mix just until combined to keep it light and fluffy.
- Bold oven temperature: Baking at too high a temperature can burn the outside while leaving the inside raw. Always preheat your oven and check with a toothpick for doneness.
- Bold cooling time: Cutting into the bread too soon can result in a gummy texture. Allow it to cool completely before slicing for the best results.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Wrap individual slices in plastic wrap for easy access.
Freezing Cream Cheese Banana Bread
- Freeze wrapped loaves tightly in plastic wrap and then aluminum foil for up to 3 months.
- Slice before freezing for easier thawing.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F, wrap slices in foil, and heat for 10-15 minutes.
- Microwave: Heat on medium power for 15-20 seconds per slice until warmed.
- Stovetop: Place slices in a skillet over low heat, cover, and warm for about 5 minutes.
Frequently Asked Questions
Here are some frequently asked questions about Cream Cheese Banana Bread.
How do I make Cream Cheese Banana Bread?
To make Cream Cheese Banana Bread, combine ripe bananas, melted butter, sugars, eggs, sour cream, and flour with a smooth cream cheese filling. Bake until golden brown.
Can I replace the cream cheese?
Yes, you can use mascarpone or a dairy-free cream cheese alternative if you prefer.
How long does Cream Cheese Banana Bread last?
Cream Cheese Banana Bread lasts up to 5 days in the refrigerator or about 3 months in the freezer when properly stored.
Can I customize this recipe?
Absolutely! You can add nuts, chocolate chips, or spices like cinnamon for extra flavor.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on traditional banana bread with its creamy filling. It’s perfect for breakfast or as a snack. Feel free to customize it with your favorite mix-ins like nuts or chocolate chips!
Cream Cheese Banana Bread
Cream Cheese Banana Bread is a deliciously moist twist on the classic banana bread, featuring a creamy cheesecake filling that perfectly complements the natural sweetness of ripe bananas. This delightful loaf is perfect for breakfast, brunch, or dessert, making it an irresistible addition to any occasion. With its rich texture and flavor, it’s not only easy to prepare but also ideal for sharing with friends and family. Whether enjoyed warm with butter or as a decadent dessert with ice cream, this Cream Cheese Banana Bread will surely impress everyone at your table.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: Approximately 10 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
Ingredients
- 1 package (8 ounces) cream cheese
- 3 ripe bananas
- ½ cup butter, melted
- 1 cup granulated sugar
- ½ cup light brown sugar
- 2 large eggs
- ½ cup sour cream
- 2 cups all-purpose flour
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat your oven to 350°F and prepare two 9×5-inch loaf pans with nonstick spray.
- In a mixing bowl, beat cream cheese and granulated sugar until smooth. Add one egg and vanilla; mix well. Stir in flour and set aside.
- In another bowl, mash the bananas and combine with melted butter, sugars, eggs, sour cream, and vanilla until mixed.
- In a separate bowl, whisk together flour, baking soda, and baking powder. Gradually add this to the banana mixture until just combined.
- Pour some banana batter into each loaf pan, top with cream cheese mixture, then cover with remaining banana batter.
- Bake for 50-55 minutes or until a toothpick comes out clean.
Nutrition
- Serving Size: 1 slice (80g)
- Calories: 252
- Sugar: 16g
- Sodium: 193mg
- Fat: 10g
- Saturated Fat: 6g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 36g
- Fiber: 1g
- Protein: 4g
- Cholesterol: 53mg



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